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THE



                        FINANCIAL




                                CRISIS




                       INQUIRY REPORT




                                          ∞


                    FINAL REPORT OF THE NATIONAL COMMISSION
                        ON THE CAUSES OF THE FINANCIAL AND
                       ECONOMIC CRISIS IN THE UNITED STATES




                                     Submitted by
                         THE FINANCIAL CRISIS INQUIRY COMMISSION
                               Pursuant to Public Law 111-21
                                     January 2011




                             OFFICIAL GOVERNMENT EDITION
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